Financial Services


“We take into account all of your financial options
and guarantee full flexibility and individual
terms – with our individually
tailored financing concepts.”

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Financing made easy

Read more about all we can offer you and prepare to be wowed.

Within the commercial vehicle sector, efficiency, reliability, quality, ground-breaking technology and customer focus are at the very heart of innovative transport solutions. Why not add an ideal financing solution to this extensive list of benefits. MAN Financial Services integrates a vehicle and financing solution into one reliable and perfectly coordinated overall concept that is sure to bring you considerable added value.

Flyer Financing (1,1 MB PDF)

Lease purchase

Do you want to purchase the latest MAN technologies but also need some financial flexibility?

Lease purchase

Fixed ownership is transferred to you as soon as the hire purchase agreement is signed. You pay the financing price in full during the contract term and acquire legal ownership of the vehicle upon payment of the last instalment. The economic ownership of the property lies with you right from the start of the contract term, i.e. you capitalise the vehicle on your balance sheet and can make use of depreciation options and take immediate advantage of any investment allowances.

The benefits:

  • Improved liquidity
  • Retention of existing credit lines at your bank
  • Use of the depreciation
  • When the term ends, the product belongs to you

Credit Classic*

The classic financing solution.

With Credit Classic, you can easily adapt your loan agreement. Different terms and balloon rates offer you the leeway you need to find the right loan agreement for your individual requirements.

The benefits:

  • Terms from 12 to 72 months
  • Repayment in full or at the agreed balloon rate
  • Property acquisition
  • attractive monthly rates
  • Use of amortisations and allowances

*Service provided by Volkswagen Bank GmbH, Braunschweig, Germany

A call centre employee

3-way financing*

Full flexibility, right to the end of the contract.


With 3-way financing, you benefit from full flexibility, right to the end of the contract. Based on Credit Classic and with all the advantages of classic credit financing, you have three options when the contract ends:

  • You acquire your vehicle at the agreed final rate
  • You finance the final rate
  • You return your vehicle to MAN

With terms from 12 to 72 months, you also have the flexibility you need.

*Service provided by Volkswagen Bank GmbH, Braunschweig, Germany


Do you need more information?
Find your nearest contact person, or contact us.

* The subsidiaries of Volkswagen Financial Services AG as well as its sister company Volkswagen Bank GmbH render various services under the joint sign "MAN Financial Services". Such services are banking services (through Volkswagen Bank GmbH), leasing services (through Volkswagen Leasing GmbH) and insurance services (through Volkswagen Versicherung AG). In addition, insurance products of other providers are offered.