* The subsidiary companies of Volkswagen Financial Services AG and those of its sister company, Volkswagen Bank GmbH, provide various services under the collective name ‘MAN Financial Services’. This refers to banking services (provided by Volkswagen Bank GmbH), leasing services (provided by MAN Financial Services GmbH) and insurance services (provided by Volkswagen Versicherung AG). We also act as an intermediary for insurance products from other providers.