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Leasing Solutions from MAN Financial Services

If you are purchasing a MAN Truck or Bus, MAN Financial Services will find the ideal flexible finance leasing solution to enable you to plan efficiently.

At the same time, you benefit from many years of experience that no other financial provider can offer – being part of the MAN group.

MAN Finance UK perfectly understands the requirements of customers from various industry sectors and is consequently very close to the customer.

All of this can easily be achieved by being with MAN Financial Services on any of these off balance sheet finance leasing options below:

  • Contract Hire
  • Operating Lease

  • Contract Hire
  • Operating Lease

Contract Hire

Cost effective vehicle operations, without ownership.

Contract Hire from MAN Financial Services provides commercial vehicle operators with a funding option where they can simply hire the use of a truck for a fixed period against similarly fixed maximum anticipated mileage.

The operator/operating company does not own the vehicle during the contract period and the agreed MAN Financial Services Contract Hire monthly charge for the vehicle’s use is fixed for the duration of the contract.

The MAN Financial Services Contract Hire agreed monthly rental fee can include the following:

  • The cost of the vehicle’s road fund licence over the contract period
  • The cost of maintenance and repairs including anxillary equipment with the exception of accidental damage
  • Uptime guarantee
  • European Breakdown cover
  • Collection & Delivery
  • Replacement tyres for the vehicle
  • Fleet Management
  • GAP Cover
  • Extend the contract term, by paying the same monthly payments with no additional charge for interest – until the guaranteed future value has been amortised.

Key Features & Benefits:

  • Financial Benefits
  • Capitalised Expenditure Benefits
  • Administration Benefits

For more information on ‘Contract Hire’, please

Operating Lease

Tax efficient vehicle leasing

An Operating Lease from MAN Financial Services provides a cost effective solution for customers requiring use of a vehicle/asset for a specific project over a period which is shorter than the asset’s working life.

This option also offers the lowest pre-tax rentals of any financial scheme. The Key feature of an Operating Lease is: The operator has the benefit of a fleet of the most modern, up-to-date vehicles on the road, whilst making the minimum monthly repayments.

The operator derives the benefit of the low cost monthly rentals, whilst not bearing the risk on the resale of the vehicle at the end of the contract. An Operating Lease from MAN Financial Services can be attractive to those businesses looking for an off balance sheet funding solution.

The operator does not have to account for the cost of depreciation and the lease rental is shown purely as an expense. By not showing the vehicle as an asset, it can show a positive impact on some key accounting.

Key Features & Benefits:

  • An operator gets the full economic use of the asset – as if he/she owned the vehicle
  • Low cost pre-tax rentals
  • Obsolescence is avoided through fixed period funding.
  • MAN Financial Services arrange for the disposal of the asset at the end of the term.

For more information on ‘Operating Lease’, please